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This month's Atlantic runs a piece by David Goldhill entitled, somewhat misleadingly, How American Health Care Killed My Father. It has very little to do with the author's father and everything to do with providing a lucid explanation of why insurance isn't health care, why the patient isn't the customer, and how to phase in a system that returns insurance to being insurance.

Goldhill's recommendations are very similar to mine here, but he's done a much better job researching the problem than I ever could.